Jan 7 at 10:10am by admin

A Simple 6 Step 100% Risk-Free Procedure

Step 1: Tell us about your product(s) by submitting your product details (mortgage, secured loan or car finance agreements) for review

You can submit any number of products online by completing the the product review form or by contacting us on tel: 0845 459 8895. There is no financial commitment or any obligation to proceed at this point.

Step 2: We assess each of the submitted products chances of success in pursuing a claim

Each of the submitted products (mortgage, secured loan, car finance etc..) which will result in one of the following statuses:

Status=Yes - In this case the review has determined that there is a good prospect of a successful claim of £5000 or more for this particular product.

Status=No - This means that it is unlikely that a claim will result in a minimum of £5000 compensation and we do not suggest to proceed.

Status=Possible - At this point we require further documentation from the lender to fully assess the case. It is possible that we could proceed with a claim in excess of £5000 but require more details.

Step3: At this point you let us know exactly how many of the claims to pursue

You can instruct us to proceed with as many cases as you wish. If you wish to proceed with a case then you will need to:

1. Carefully read and fully understand our terms and conditions
2. Sign the Client Agreement
3. Issue a cheque for £10 which will be payable to the lender so that they can release your case file for the product being pursued
4. Make a payment of £495 for each product which you wish to make a claim on
5. In the event of an unsuccessful claim we will refund the £495 in full. If the claim is successful then there will be no refund of the £495 fee. (see terms and conditions)

Step 4: We make a formal request for the relevant documents relating to the case from the lenders on your behalf

Acting on your behalf, we request the related documents from the lender under the terms of the Data Protection Act. Once we have these documents we are ready to fully assess the case. If it is deemed as being a likely success, then we pass the documentation to our legal panel and the case is pursued. If at this point the case is determined as being unlikely to result in a minimum claim of £5000 then the refund is made of the £495 fee and the case closed.

Step 5: A dedicated panel auditor and solicitor is assigned to your case

The costs incurred for the solicitor and auditors to proceed with the case are claimed back from the lender on a successful outcome. You will not need to pay any further fees. In the event that the claim is not successful there are no costs to be paid and you will also receive the £495 fee already paid back in full (subject to terms and conditions).

Step 6: You receive your payment on successful conclusion of the claim

Your claim payment is likely to consist of both your financial losses and also compensation for these losses incurred for the submitted case. It can take from 3 to 9 months for the whole claim to be processed and payment issued to the claimant. No further payment is required. Cartel Client Review will not take a percentage of your settlement, see Terms Of Business Letter. The solicitor and auditor fees will be claimed from the lender you are claiming against