Personal Finance Claims

You Can Now Claim Refunds From Your Bank

Banks may never stop overcharging their customers, but the good news is that you can now claim refunds from your bank, especially if you have been overcharged for using overdraft facilities provided by your bank. What is even better is that you can now expect your bank to refund you ...

Are You Eligible For Equity-release Mortgage Schemes

Equity-release mortgage schemes may have become popular, but before you actually commit yourself to a similar plan, I would like to tell you that equity-release schemes are not meant for everyone. You may not be aware but the reality is that equity-release schemes are best only for those people who ...

OFT Launching New Website To Help Credit Card Users

It may be long before the judges finally decide in favour of consumers in the OFT's high-court case against seven high-street banks, but the good news is that consumers don't have to wait for the judgement to be able to avoid getting fleeced by banks and credit card companies. Certainly ...

Think Twice Before Swiping Your Credit Card At An Overseas Location

Shopping, dining and holidaying in overseas locations has certainly been made a lot easier and hassle free with credit cards, but if you think that your credit card company is doing social service, then you are hugely mistaken. You may not be aware but the truth is that credit card ...

How To Avoid Excessive Credit Card Charges

Being able to use credit 24/7 is certainly a good thing to have, but since you can easily end up being addicted to it, it is important that you first consider the pitfalls of using a credit card. If you do not limit your credit spending, chances are high that ...

How Hidden Credit Card Charges Can Ruin Your Finances

There is certainly no denying the usability of credit cards, but the problem arises because more often than not we fail to notice the danger signs that continuously prompt us to curb our credit spending. Another factor that is often equally responsible for our bad financial health is the profit-centric ...

Why Opt For 0 % Credit Card Debt Transfer Deals

Not very long ago, lenders were more than willing to open as many credit accounts as you might have demanded, but since the subprime crisis, the finance market dynamics have taken a complete U-turn. Not wanting to face a similar crisis situation, lenders in UK have become quite wary of ...

Look Out For PPI Rates While Assessing Motor Finance Options

Getting a car loan is normally not a problem in UK, it is however recommend that you be a bit more careful while filing your loan applications. Motor finance companies will certainly try to lure you through catchy advertisements in newspapers and magazines, I would suggest is that you treat these with caution. Instead contact lenders directly, tell them your needs ...

How You Can Benefit From OFT’s Recent Legal Action Against Banks

With OFT (Office Of Fair Trading) filing a case against seven of the biggest banks in UK, the issue of bank overcharging, it seems, has finally come to the forefront. Before this, the account holders themselves filed most of the cases related to bank overcharging and this is why not ...

How You Might Soon End Up With A Blocked Credit Card

The subprime crisis has worked like a wakeup call for most banks and lending companies, not only in the US but also worldwide. Financial lending institutions worldwide are now redrawing their plans and trying to assess the credit risks that they might have created for themselves. Not wanting to face ...